Everything we know,
written down.
196 guides covering wallets, DeFi, stablecoins, on-chain analysis, tax and the ways people lose money. No sponsored posts, no affiliate reviews dressed up as research.
4 guides, in this order.
If you are starting from nothing, read these before anything else. Roughly 51 minutes end to end.
Browse all 196.
AnalysisHow to Use a Blockchain Explorer: Check Any Transaction, Address or Token
A blockchain explorer is a search engine for a public blockchain. Paste a transaction ID, address or token contract into the explorer for that chain, such as mempool.space for Bitcoin or Etherscan for Ethereum, and it shows whether a payment confirmed, the fee paid, the amounts moved and every past transaction of that address. No account or wallet is needed.
Toby CunninghamRegulation & Tax
Regulation & TaxHow to Cash Out Crypto to Your Bank Account, and Find a Crypto-Friendly Bank
To cash out crypto, sell it for dollars, pounds or euros on a registered exchange, then withdraw to a bank account in your own name by bank transfer. Test with a small withdrawal first, keep records of every sale for tax, and check before you start that your bank accepts payments from crypto exchanges, because some limit or block them.
Toby CunninghamScams & Risk
Scams & RiskBinance Hack Explained: What Happened, Who Did It and How to Protect Yourself
On 29 October 2026 attackers took about $6.36 billion from Binance hot wallets across ten blockchains, the largest crypto theft on record. The FBI says North Korea did it. Binance says user funds are safe and it is covering the losses, and withdrawals are reopening in phases. Expect a wave of fake Binance support emails and calls next.
Toby CunninghamScams & Risk
Scams & RiskHow to Delete Your KYC Data From Crypto Exchanges (and Why They Keep It)
You can ask a crypto exchange to delete your KYC data, but not straight away. Anti-money laundering rules in the UK, EU and US make exchanges keep your ID and records for five years, and in the UK and EU that clock starts when you close the account. So close dead accounts, then send an erasure request.
Toby CunninghamBitcoin
BitcoinHow to Buy Bitcoin Safely, Then Move It to Your Own Wallet
To buy Bitcoin safely, use a registered exchange you reached by typing its address, secure the account with an authenticator app, buy by bank transfer, then withdraw to a wallet you control: send a small test amount first, check the address on the wallet's own screen, then move the rest. Coins left on an exchange belong to the exchange until you withdraw them.
Heidi ChakosScams & Risk
Scams & RiskAI Trading Bot Scams: How Quantum AI and Its Clones Work
Quantum AI is not a real trading robot. It is a scam brand that regulators in the UK, Ireland, Canada, Germany and Australia have warned about: deepfake celebrity ads lead to a sign-up form, an "account manager" takes a first deposit of around $250, a dashboard shows fake profits, and withdrawals never arrive. No AI bot can promise steady trading returns.
Heidi ChakosWallets & Custody
Wallets & CustodyHow to Self-Custody Bitcoin in 2026: The $100 Setup and the Next Steps Up
To self-custody bitcoin you need four things: a hardware wallet bought from the maker, a steel backup of the recovery phrase, a passphrase kept apart from that backup, and one day a year to test it all. The starter version costs about $100. Two devices from different makers, then 2-of-3 multisig, are the next steps up.
Heidi ChakosRegulation & Tax
Regulation & TaxThe CLARITY Act Explained: What It Does, Where It Stands, and What It Means for Self-Custody
The CLARITY Act (H.R.3633) is the US crypto market structure bill. It would split oversight between the SEC and CFTC, register crypto exchanges and brokers, and protect self-custody. It passed the House 294-134 in July 2025, but a Senate vote to start debate failed 49-50 on 15 September 2026. As of 18 October 2026 it is not law.
Toby CunninghamScams & Risk
Scams & RiskHoneypot Crypto Scams: How to Check a Token Before You Buy
A honeypot is a token whose contract lets you buy but blocks or confiscates your sell, usually through a blacklist, a sell tax the owner can raise to 100%, or a pause switch. You detect one by getting the contract address from the project's own site, simulating a sell with a scanner, reading the owner's powers and checking that ordinary wallets have actually sold.
Toby CunninghamReading is the cheap part.
The guides give you the grounding. Membership gives you the live on-chain data, the indicators and the analysts, so you can apply it while it still matters.