Everything we know,
written down.
190 guides covering wallets, DeFi, stablecoins, on-chain analysis, tax and the ways people lose money. No sponsored posts, no affiliate reviews dressed up as research.
Browse all 190.
AnalysisHow to Take Profits in Crypto: The Ladder We Use Instead of Guessing the Top
Take profits in crypto by deciding the plan before the peak: fixed slices of a position sold at pre-set levels, on a venue you have tested, with the tax treatment of each sale already known. Nobody sells the top; the ladder sells early on purpose. Across three cycles on the channel, the losses we have seen came from waiting for a number.
Toby CunninghamDeFi
DeFiIs Crypto Staking Worth It? Where the Yield Comes From, and When It Is a Trap
Staking is worth it when you would hold the coin anyway and the reward keeps your share from being diluted; it is a trap when you buy a coin for its yield. Most rewards are newly issued coins, so a 10% yield on a coin that falls 40% is a loss. Exchange locked staking adds custody risk, and any Bitcoin yield is lending.
Toby CunninghamWallets & Custody
Wallets & CustodyIs Trezor Safe? The Honest Record for the Safe 3, Safe 5 and Safe 7
Yes. No Trezor has been emptied through a remote hack, and the Safe 3, Safe 5 and Safe 7 protect your PIN and backup with a certified secure element. The real problems have been leaks of customer contact data through suppliers, most recently in August and September 2026, which fuel phishing. Add a passphrase and never type your recovery words into anything.
Toby CunninghamWallets & Custody
Wallets & CustodyLedger Recover Explained: How It Works and Why We Don't Use It
Ledger Recover is an optional paid service in which your Ledger encrypts a copy of your seed, splits it into three shards and sends them to Ledger, Coincover and EscrowTech after an ID check. Any two shards can rebuild your wallet. We do not use it: it ties your identity to your keys and relies on firmware you cannot inspect.
Heidi ChakosFundamentals
FundamentalsHow to Learn Crypto: A Free, Step-by-Step Curriculum
The best way to learn crypto is in order: why it exists, how Bitcoin works, how to hold it safely, how to buy, then tokens, risks, markets and tax. This free Learning Crypto curriculum puts 63 of our guides into eight stages, about 14 hours of reading, with a checkpoint at the end of each stage.
Heidi ChakosAnalysis
AnalysisMVRV Z-Score Explained: How to Read Bitcoin's Most Watched Valuation Metric
The MVRV Z-score compares Bitcoin's market value with what holders actually paid, scaled by volatility. Readings below zero marked the 2015, 2018 and 2022 lows, and readings above 7 marked the 2013, 2017 and early 2021 tops. Each cycle's peak has been lower than the last, and this cycle topped at just 3.4. In mid-September 2026 it read 0.75.
Toby CunninghamAnalysis
AnalysisThe Pi Cycle Top Indicator: How It Works, What It Caught and What It Missed
The Pi Cycle Top fires when Bitcoin's 111-day moving average crosses above twice its 350-day average. It caught the April 2013, December 2013, December 2017 and April 2021 tops within days. It did not fire at the November 2021 top or at any point in the 2024 to 2026 cycle, which peaked in October 2025 with the ratio at 0.57.
Toby CunninghamAnalysis
AnalysisBitcoin Weekly RSI: What It Shows About Cycle Tops and Bottoms
Bitcoin's weekly RSI weighs fourteen weeks of gains against losses on a 0 to 100 scale. Every bear market low since 2015 printed below 30, and the 2013, 2017 and 2021 tops printed above 90. In 2022 and 2026 the oversold reading came months before the final price low, which then arrived with a higher RSI.
Toby CunninghamAnalysis
AnalysisBitcoin ETF Flows Explained: What the Daily Numbers Mean for Price
Bitcoin ETF flows are the net dollars entering or leaving US spot Bitcoin funds each trading day. Since January 2024 they total $54.6 billion net, led by BlackRock's IBIT, while Grayscale's GBTC lost $27.8 billion. Monthly flows have moved with the same month's price, but have said almost nothing about the month after.
Toby CunninghamReading is the cheap part.
The guides give you the grounding. Membership gives you the live on-chain data, the indicators and the analysts, so you can apply it while it still matters.