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Heidi Chakos
CO-FOUNDER

Heidi Chakos

Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026).

  • Author of Why Crypto? (2026)
  • Writing about Bitcoin since 2016
  • Crypto Tips · 200,000+ subscribers

ABOUT

About Heidi

Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026). She has been explaining Bitcoin to beginners since 2016, and writes the site's guides on self-custody, wallet security, scams and crypto fundamentals.

Heidi started writing about crypto in 2016 as Heidi Travels, one of the early Bitcoin voices on Steemit, where she built a following of more than 15,000 readers through the 2017 cycle and presented the Dash News Recap. That same year she and Toby Cunningham launched Crypto Tips, which has grown past 200,000 subscribers on the same explain-first approach. Her first book, Crypto Made Easy, came out in 2023; Why Crypto? followed in January 2026 in paperback, ebook and audiobook. Together they also host the Permissionless Podcast.

She has been interviewed on the Nomad Capitalist podcast, profiled by Nomad Capitalist on her decision to renounce US citizenship in 2019, and spoke at Nomad Capitalist Live 2025. Heidi lives in Portugal and holds her own Bitcoin in self-custody, which is why the guides she writes about it are so specific.

ALSO BY HEIDI

Books, press & profiles

GUIDES

142 guides by Heidi.

Reviews & SafetyReviews & Safety

Is MetaMask Safe? Risks and Best Practices for Security

Yes, MetaMask is safe as a piece of software. It is open-source, audited by firms like Cure53 and Trail of Bits, and keeps your private keys encrypted on your own device. Nearly every so-called MetaMask hack is a user approving a malicious contract or typing a seed phrase into a phishing site. Pair it with a hardware wallet, review every approval, and bookmark your dApps.

Heidi Chakos
Reviews & SafetyReviews & Safety

Is Kraken Safe to Use? A Look at Its Security Features

Yes. Among centralized exchanges, Kraken is one of the safest: it has operated since 2011 with no breach that cost customers funds, holds over 95% of crypto in air-gapped multi-signature cold storage, and publishes quarterly proof-of-reserves you can verify with your own Merkle proof. It is still custodial, so keep long-term holdings on a hardware wallet and enable hardware-key 2FA and Global Settings Lock.

Heidi Chakos
BitcoinBitcoin

Will Quantum Computers Break Bitcoin? Battle of the Mathematical Titans

Quantum computers will not break Bitcoin anytime soon. Cracking its ECDSA signatures would need roughly 13 million stable, error-corrected qubits, while today's best machines have fewer than 1,500 noisy physical qubits. Experts put the realistic threat window at 2035 to 2045, and Bitcoin can adopt NIST-standardized post-quantum signatures through a soft fork. Until then, never reuse addresses and move coins out of old P2PK addresses.

Heidi Chakos
Wallets & CustodyWallets & Custody

Cold Wallet vs Hot Wallet: Key Differences Explained

A hot wallet keeps your private keys on an internet-connected device, so it is free and fast but exposed to malware and phishing. A cold wallet, usually a $50 to $300 hardware device, keeps keys offline and signs transactions internally. Most experienced holders use both: 80 to 90% of long-term holdings in cold storage, with a small hot-wallet balance for trading and DeFi.

24 min read/Heidi Chakos
Wallets & CustodyWallets & Custody

What Is a Crypto Wallet Address and How Does It Work?

A crypto wallet address is a 26 to 42 character string that acts as your receiving identifier on a blockchain. It is derived one-way from your public key, so sharing it is safe; only your private key and seed phrase stay secret. Bitcoin addresses start with 1, 3, or bc1; Ethereum and EVM chains use 0x. Verify the network and send a small test first.

17 min read/Heidi Chakos
Wallets & CustodyWallets & Custody

How to Send Bitcoin to Another Wallet: A Step-by-Step Guide

To send Bitcoin to another wallet, open your wallet, tap Send or Withdraw, paste or scan the recipient's address, enter the amount, choose a fee speed, review everything and confirm. Bitcoin addresses start with 1, 3 or bc1; check the first and last six characters, because transactions cannot be reversed. Send a small test amount first, then track the transaction ID on a blockchain explorer.

Heidi Chakos
Reviews & SafetyReviews & Safety

Is Coinbase Wallet Safe? Pros, Cons, and Security Tips

Coinbase Wallet is safe for moderate holdings and DeFi use. It is a self-custody hot wallet: the 12-word BIP-39 phrase is generated on your device, keys are AES-256 encrypted and never reach Coinbase's servers, and no confirmed incident has compromised its core architecture. Because it is always online, your phone and habits are the real security model, so keep long-term holdings on a hardware wallet.

21 min read/Heidi Chakos
Reviews & SafetyReviews & Safety

Is Exodus Wallet Safe? Breaking Down Its Security Features

Exodus Wallet is safe for everyday crypto use and moderate holdings. Private keys are generated and stored locally with AES-256 encryption, transactions are signed on your device, and it has had no catastrophic breach of its own making. Trade-offs: the core code is closed-source, there is no 2FA, multi-sig or insurance, and password rules are lenient. Pair it with Trezor or Ledger for larger sums.

Heidi Chakos
Reviews & SafetyReviews & Safety

Coinbase vs Kraken: Key Differences for Crypto Traders

Coinbase is the better pick for beginners and anyone in New York or Maine, since it is licensed in all 50 states and offers phone support. Kraken wins on cost and range: maker/taker fees start at 0.16%/0.26% versus Coinbase's 0.60% on Advanced Trade, it lists 450+ coins to Coinbase's 300+, adds margin, futures and US stocks, and has 24/7 live chat.

Heidi Chakos

EDITORIAL REVIEW

Reviewed by Heidi