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Heidi Chakos
CO-FOUNDER

Heidi Chakos

Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026).

  • Author of Why Crypto? (2026)
  • Writing about Bitcoin since 2016
  • Crypto Tips · 200,000+ subscribers

ABOUT

About Heidi

Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026). She has been explaining Bitcoin to beginners since 2016, and writes the site's guides on self-custody, wallet security, scams and crypto fundamentals.

Heidi started writing about crypto in 2016 as Heidi Travels, one of the early Bitcoin voices on Steemit, where she built a following of more than 15,000 readers through the 2017 cycle and presented the Dash News Recap. That same year she and Toby Cunningham launched Crypto Tips, which has grown past 200,000 subscribers on the same explain-first approach. Her first book, Crypto Made Easy, came out in 2023; Why Crypto? followed in January 2026 in paperback, ebook and audiobook. Together they also host the Permissionless Podcast.

She has been interviewed on the Nomad Capitalist podcast, profiled by Nomad Capitalist on her decision to renounce US citizenship in 2019, and spoke at Nomad Capitalist Live 2025. Heidi lives in Portugal and holds her own Bitcoin in self-custody, which is why the guides she writes about it are so specific.

ALSO BY HEIDI

Books, press & profiles

GUIDES

142 guides by Heidi.

AnalysisAnalysis

Cryptocurrency Analysis With AI [Everything You Need To Know]

AI crypto analysis applies machine learning to price history, news sentiment and on-chain data to spot patterns, flag risk and automate trades. Deep learning models such as LSTM networks have reached roughly 60% to 70% accuracy on price direction, useful but nowhere near a crystal ball. Platforms like Token Metrics and Incite AI package these capabilities, yet results still depend on data quality and oversight.

Heidi Chakos
DeFiDeFi

What is Aave? The Future of DeFi [Explained]

Aave is a decentralised lending protocol that lets you earn interest by depositing crypto into liquidity pools or borrow against your holdings without a bank or intermediary. It runs on smart contracts, sets interest rates by supply and demand, and pioneered flash loans. It is one of DeFi's most established projects, but deposits still carry smart-contract, liquidation and regulatory risk.

Heidi Chakos
MiningMining

Crypto Mining Taxes in 2025: A Comprehensive Guide for U.S. Traders

In the US, mined crypto is ordinary income at its fair market value on the day you receive it, and selling it later triggers a second, capital gains event. Business miners file Schedule C, pay self-employment tax and can deduct electricity, hardware depreciation, pool and hosting fees; hobby miners report the income but get no deductions. The proposed 30% mining excise tax never became law.

Heidi Chakos
StablecoinsStablecoins

Stablecoins vs Bitcoin: Which Crypto is Right for You?

Stablecoins and Bitcoin do different jobs. Stablecoins such as USDT and USDC are pegged to assets like the US dollar, so they suit payments, remittances and parking value in DeFi, but you rely on the issuer's reserves. Bitcoin has a fixed 21 million supply and no central issuer, making it a long-term store of value, at the cost of large price swings.

Heidi Chakos
FundamentalsFundamentals

Daily Essential Crypto Tips & Resources For 2026

The crypto tips that matter today are the unglamorous ones: read a project's white paper and check its team before buying, diversify instead of betting on one coin, buy spot rather than using leverage, and set profit and stop-loss targets in advance so FOMO does not decide for you. For daily insight, look to CoinDesk, Cointelegraph, the Crypto Tips YouTube channel, and r/CryptoCurrency.

Heidi Chakos
FundamentalsFundamentals

How To Start Investing in Cryptocurrency in 2026 [A Beginners Guide]

To start investing in crypto, learn the basics, open an account with an exchange like Coinbase or Kraken, complete identity verification, enable two-factor authentication, and fund it by bank transfer or card. Begin with established coins like Bitcoin and Ethereum, buy fractions if needed, and move holdings to a hardware wallet like Ledger or Trezor. You can start with as little as $10.

Heidi Chakos
FundamentalsFundamentals

Pudgy Penguins Airdrop - What You Need To Know

The Pudgy Penguins airdrop distributes free PENGU tokens to holders of Pudgy Penguins, Lil Pudgys or related NFTs at the snapshot, and to Ethereum OGs, likely wallets that self-custodied ETH for a year or more. To claim, connect your wallet on the official claim portal, check eligibility, confirm the transaction and cover a small ETH gas fee. Never share your seed phrase.

Heidi Chakos
BitcoinBitcoin

Amir Taaki: Bitcoin Pioneer and Privacy Prophet

Amir Taaki is a self-taught programmer and early Bitcoin developer, born in London in 1988. He founded Britcoin, the first UK Bitcoin exchange, helped introduce the Bitcoin Improvement Proposal (BIP) process, built libbitcoin, and co-founded the privacy-focused Dark Wallet with Cody Wilson in 2014. A self-described hacktivist, he spent several years in Syria and now works on DarkFi and an anonymous DAO.

Heidi Chakos
AnalysisAnalysis

What Makes a Cryptocurrency Successful: A Comprehensive Guide

A cryptocurrency succeeds when it combines a credible development team, real utility, an engaged community, a transparent white paper, and sound tokenomics such as Bitcoin's 21 million cap or BNB's burn mechanism. High trading volume brings liquidity and steadier prices, and gradual growth beats spikes followed by crashes. Regulatory compliance and regular, transparent communication build the investor trust that drives adoption.

Heidi Chakos

EDITORIAL REVIEW

Reviewed by Heidi