

Heidi Chakos
Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026).
- Author of Why Crypto? (2026)
- Writing about Bitcoin since 2016
- Crypto Tips · 200,000+ subscribers
ABOUT
About Heidi
Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026). She has been explaining Bitcoin to beginners since 2016, and writes the site's guides on self-custody, wallet security, scams and crypto fundamentals.
Heidi started writing about crypto in 2016 as Heidi Travels, one of the early Bitcoin voices on Steemit, where she built a following of more than 15,000 readers through the 2017 cycle and presented the Dash News Recap. That same year she and Toby Cunningham launched Crypto Tips, which has grown past 200,000 subscribers on the same explain-first approach. Her first book, Crypto Made Easy, came out in 2023; Why Crypto? followed in January 2026 in paperback, ebook and audiobook. Together they also host the Permissionless Podcast.
She has been interviewed on the Nomad Capitalist podcast, profiled by Nomad Capitalist on her decision to renounce US citizenship in 2019, and spoke at Nomad Capitalist Live 2025. Heidi lives in Portugal and holds her own Bitcoin in self-custody, which is why the guides she writes about it are so specific.
ALSO BY HEIDI
Books, press & profiles
- Why Crypto? (2026)Paperback, ebook & audiobook↗
- Crypto Made Easy (2023)Beginner’s guide↗
- Steemit · Heidi TravelsWriting since 2016↗
- Nomad CapitalistPodcast, profile & Live 2025↗
- Permissionless PodcastWith Toby Cunningham↗
- Crypto TipsYouTube · 200k+ subs↗
Heidi holds Bitcoin in self-custody and does not take payment for coverage or rankings. Affiliate links are marked where used. This author page was last reviewed on 17 September 2026. Full disclaimer.
142 guides by Heidi.
FundamentalsHow to Learn Crypto: A Free, Step-by-Step Curriculum
The best way to learn crypto is in order: why it exists, how Bitcoin works, how to hold it safely, how to buy, then tokens, risks, markets and tax. This free Learning Crypto curriculum puts 63 of our guides into eight stages, about 14 hours of reading, with a checkpoint at the end of each stage.
Heidi ChakosDeFi
DeFiHyperliquid Vaults Explained: Copy Trading, HLP and What You Are Actually Buying
A Hyperliquid vault is an on-chain trading account you can deposit USDC into, where a leader trades the pooled money and everyone shares the profit and loss by ownership share. User vault leaders take 10% of profits above the high-water mark and must keep 5% of the vault themselves. HLP is the protocol's own vault and charges nothing. Both can lose money.
Heidi ChakosScams & Risk
Scams & Risk$LAPTOP Memecoin: What Hunter Biden's Token Is, and What It Is Not
$LAPTOP is a memecoin co-founded by Hunter Biden, launched on Base in September 2026 and issued via a Cayman Islands foundation and a BVI company. It has no utility and no price floor, by its issuer's own account. Founders hold 30% of the 1 billion supply, 65% is locked or vesting, and hundreds of fake LAPTOP tokens appeared within hours. This is not an endorsement.
Heidi ChakosScams & Risk
Scams & RiskHow to Tell If a Crypto Exchange or Wallet Is Safe
Judging a crypto platform comes down to eight checks: who holds the keys, the security track record, proof of reserves, licensing, insurance, transparency, account controls and how easily you can withdraw. The most reliable warning sign is difficulty getting your own money out.
Heidi ChakosScams & Risk
Scams & RiskFake Crypto Support Scams: How the Con Works
Nobody in crypto has support that contacts you first. Fake support scams reach you after you ask for help publicly, then ask for one of four things: your recovery phrase, a two-factor code, remote access to your computer, or a transfer to a validation address. All four are the scam.
Heidi ChakosScams & Risk
Scams & RiskToken Approval Phishing: How Wallet Drainers Empty Wallets
Token approval phishing tricks you into granting a malicious contract permission to spend your tokens, then transfers them later. Your seed phrase is never exposed, and a hardware wallet will sign it if you confirm. The defences are bounded approvals, reading the device screen, and revoking old permissions periodically.
Heidi ChakosWallets & Custody
Wallets & CustodyCrypto Inheritance: How to Pass On Your Crypto Safely
A crypto inheritance plan needs three things: an access method that gets keys to your heir, plain-language instructions they can follow, and a will that establishes who is entitled to what. Never write a seed phrase in the will itself, because probate usually makes it a public document.
Heidi ChakosWallets & Custody
Wallets & CustodyMultisig Operational Playbook: A Guide to Secure Shared Crypto Custody
A multisig operational playbook is a written set of procedures for running a multi-signature wallet: who initiates, signs, audits and recovers; how signers are geographically spread and backed up on hardware wallets; a step-by-step signing ceremony with independent checks of address, amount and network; and scheduled audits and drills. The M-of-N threshold and separation of duties stop any one person controlling the funds.
Heidi ChakosAnalysis
AnalysisHow to Read a Crypto Whitepaper
Read a crypto whitepaper like a sceptic, not a fan: ask whether the problem is real, whether blockchain is actually needed, how tokens are distributed and vested, and whether the team is named and verifiable. Insider allocations above 30 to 40% with vesting under 12 months, plagiarised text, no working product and an anonymous team raising large sums are the main red flags.
13 min read/Heidi ChakosEDITORIAL REVIEW
Reviewed by Heidi
- Ledger "Hack" Explained: Who Is Affected, What Happened and Why You Should Never Buy a Hardware Wallet From a Reseller
- What They're Hiding in the Tether Smart Contract: Every Function Explained
- What Is a Soft Fork? How Blockchain Upgrades Work Without a Split
- What People Actually Ask AI About Crypto: 1,018 Real Questions
- The Best Crypto News Telegram Channels in 2026 (No Signal Groups)
- How to Take Profits in Crypto: The Ladder We Use Instead of Guessing the Top
- Is Crypto Staking Worth It? Where the Yield Comes From, and When It Is a Trap
- Is Trezor Safe? The Honest Record for the Safe 3, Safe 5 and Safe 7