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Heidi Chakos
CO-FOUNDER

Heidi Chakos

Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026).

  • Author of Why Crypto? (2026)
  • Writing about Bitcoin since 2016
  • Crypto Tips · 200,000+ subscribers

ABOUT

About Heidi

Heidi Chakos is co-founder of Learning Crypto, co-host of the Crypto Tips YouTube channel and author of Why Crypto? Why It Exists and Why You Need It (2026). She has been explaining Bitcoin to beginners since 2016, and writes the site's guides on self-custody, wallet security, scams and crypto fundamentals.

Heidi started writing about crypto in 2016 as Heidi Travels, one of the early Bitcoin voices on Steemit, where she built a following of more than 15,000 readers through the 2017 cycle and presented the Dash News Recap. That same year she and Toby Cunningham launched Crypto Tips, which has grown past 200,000 subscribers on the same explain-first approach. Her first book, Crypto Made Easy, came out in 2023; Why Crypto? followed in January 2026 in paperback, ebook and audiobook. Together they also host the Permissionless Podcast.

She has been interviewed on the Nomad Capitalist podcast, profiled by Nomad Capitalist on her decision to renounce US citizenship in 2019, and spoke at Nomad Capitalist Live 2025. Heidi lives in Portugal and holds her own Bitcoin in self-custody, which is why the guides she writes about it are so specific.

ALSO BY HEIDI

Books, press & profiles

GUIDES

142 guides by Heidi.

FundamentalsFundamentals

How to Learn Crypto: A Free, Step-by-Step Curriculum

The best way to learn crypto is in order: why it exists, how Bitcoin works, how to hold it safely, how to buy, then tokens, risks, markets and tax. This free Learning Crypto curriculum puts 63 of our guides into eight stages, about 14 hours of reading, with a checkpoint at the end of each stage.

Heidi Chakos
DeFiDeFi

Hyperliquid Vaults Explained: Copy Trading, HLP and What You Are Actually Buying

A Hyperliquid vault is an on-chain trading account you can deposit USDC into, where a leader trades the pooled money and everyone shares the profit and loss by ownership share. User vault leaders take 10% of profits above the high-water mark and must keep 5% of the vault themselves. HLP is the protocol's own vault and charges nothing. Both can lose money.

Heidi Chakos
Scams & RiskScams & Risk

$LAPTOP Memecoin: What Hunter Biden's Token Is, and What It Is Not

$LAPTOP is a memecoin co-founded by Hunter Biden, launched on Base in September 2026 and issued via a Cayman Islands foundation and a BVI company. It has no utility and no price floor, by its issuer's own account. Founders hold 30% of the 1 billion supply, 65% is locked or vesting, and hundreds of fake LAPTOP tokens appeared within hours. This is not an endorsement.

Heidi Chakos
Scams & RiskScams & Risk

How to Tell If a Crypto Exchange or Wallet Is Safe

Judging a crypto platform comes down to eight checks: who holds the keys, the security track record, proof of reserves, licensing, insurance, transparency, account controls and how easily you can withdraw. The most reliable warning sign is difficulty getting your own money out.

Heidi Chakos
Scams & RiskScams & Risk

Fake Crypto Support Scams: How the Con Works

Nobody in crypto has support that contacts you first. Fake support scams reach you after you ask for help publicly, then ask for one of four things: your recovery phrase, a two-factor code, remote access to your computer, or a transfer to a validation address. All four are the scam.

Heidi Chakos
Scams & RiskScams & Risk

Token Approval Phishing: How Wallet Drainers Empty Wallets

Token approval phishing tricks you into granting a malicious contract permission to spend your tokens, then transfers them later. Your seed phrase is never exposed, and a hardware wallet will sign it if you confirm. The defences are bounded approvals, reading the device screen, and revoking old permissions periodically.

Heidi Chakos
Wallets & CustodyWallets & Custody

Crypto Inheritance: How to Pass On Your Crypto Safely

A crypto inheritance plan needs three things: an access method that gets keys to your heir, plain-language instructions they can follow, and a will that establishes who is entitled to what. Never write a seed phrase in the will itself, because probate usually makes it a public document.

Heidi Chakos
Wallets & CustodyWallets & Custody

Multisig Operational Playbook: A Guide to Secure Shared Crypto Custody

A multisig operational playbook is a written set of procedures for running a multi-signature wallet: who initiates, signs, audits and recovers; how signers are geographically spread and backed up on hardware wallets; a step-by-step signing ceremony with independent checks of address, amount and network; and scheduled audits and drills. The M-of-N threshold and separation of duties stop any one person controlling the funds.

Heidi Chakos
AnalysisAnalysis

How to Read a Crypto Whitepaper

Read a crypto whitepaper like a sceptic, not a fan: ask whether the problem is real, whether blockchain is actually needed, how tokens are distributed and vested, and whether the team is named and verifiable. Insider allocations above 30 to 40% with vesting under 12 months, plagiarised text, no working product and an anonymous team raising large sums are the main red flags.

13 min read/Heidi Chakos

EDITORIAL REVIEW

Reviewed by Heidi