I just bought the dip at $86450. I thought that was a great purchase here to dollar cost average. I placed around 5 percent of my cash and bought Bitcoin with it. I will continue purchasing on the way down if we go there. It’s nice to see our third 30% dip. I was wondering when we would finally see a normal correction.
Speak soon. I am very happy with this purchase. I am also very relaxed.
Toby Cunningham co-founded Learning Crypto and co-hosts the CryptoTips channel. After years trading through the market's cycles, he is known for chart-driven calls, a healthy distrust of hype, and a no-nonsense read on markets and macro.
FundamentalsYield-bearing stablecoins are dollar-pegged tokens that pay returns simply for being held, unlike USDT or USDC where the issuer keeps the interest on reserves. Yield comes from Treasury bills (USDY, USDM), DeFi lending (sDAI, sUSDS) or delta-neutral derivatives (sUSDe), mostly 4% to 7% in 2026 with derivatives-based yields swinging wider. Not savings accounts: depegs, contract bugs, variable yield and US access limits are real.
11 min read/Heidi ChakosFundamentals
FundamentalsThe best crypto podcasts in 2026 are Bankless (Ethereum and DeFi), What Bitcoin Did (Bitcoin-first and beginner friendly), Unchained (regulation and journalism), Stephan Livera (deep Bitcoin economics), Empire (markets and industry), Coin Bureau (hype-free education) and The Defiant (DeFi follow-along). Pick two or three that match your level instead of listening to everything, and favor hosts who challenge guests and disclose sponsors.
11 min read/Heidi ChakosFundamentals
FundamentalsCrypto scams took an estimated $17 billion globally last year, with $11.4 billion in US losses reported to the FBI. The main types are phishing, rug pulls, pig butchering, impersonation and deepfakes, fake wallets and exchanges, and address poisoning. Transactions are irreversible, so prevention is on you: never share a seed phrase, verify full addresses, check liquidity locks and audits, and distrust urgency.
16 min read/Heidi ChakosBitcoinBitcoinBitcoin is digital money that no company, bank or government runs. A network of independent computers keeps a shared record of every transaction, ownership is proved by a private key rather than an account, and the supply is capped at 21 million coins so no one can create more. It has run continuously since January 2009.
Toby CunninghamBitcoin
BitcoinThe cypherpunk movement was a loose network of cryptographers and privacy activists, emerging in the late 1980s and organised around a 1992 mailing list, who argued that strong encryption rather than legislation was the only reliable defence against surveillance. Eric Hughes' 1993 manifesto framed privacy as code. The Bitcoin whitepaper cites members' work, and Hal Finney received the first Bitcoin transaction.
Heidi ChakosMembers get the live on-chain indicators, the AI assistants and the analysts behind these guides.
