I placed an order for XRP with 3% percent of my cash on hand at 66 cents.
If Bitcoin can roll over some more, we should get that.
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TL;DR
I placed an order for XRP with 3% percent of my cash on hand at 66 cents. If Bitcoin can roll over some more, we should get that.
Learning Crypto Team
Written by the Learning Crypto team, who have been publishing crypto education through four market cycles since 2016. Guides attributed to the team are collaborative pieces reviewed by the founders.
Disclaimer: this guide is educational and is not financial, investment or trading advice. Crypto carries real risk, including total loss. Do your own research and speak to a qualified professional before investing. Full disclaimer.
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Bitcoin
FundamentalsHow Yield-Bearing Stablecoins Work and Are They Safe?
Yield-bearing stablecoins are dollar-pegged tokens that pay returns simply for being held, unlike USDT or USDC where the issuer keeps the interest on reserves. Yield comes from Treasury bills (USDY, USDM), DeFi lending (sDAI, sUSDS) or delta-neutral derivatives (sUSDe), mostly 4% to 7% in 2026 with derivatives-based yields swinging wider. Not savings accounts: depegs, contract bugs, variable yield and US access limits are real.
11 min read/Heidi ChakosFundamentalsFundamentalsThe Best Crypto Podcasts Worth Listening To in 2026
The best crypto podcasts in 2026 are Bankless (Ethereum and DeFi), What Bitcoin Did (Bitcoin-first and beginner friendly), Unchained (regulation and journalism), Stephan Livera (deep Bitcoin economics), Empire (markets and industry), Coin Bureau (hype-free education) and The Defiant (DeFi follow-along). Pick two or three that match your level instead of listening to everything, and favor hosts who challenge guests and disclose sponsors.
11 min read/Heidi ChakosFundamentalsFundamentalsA No-Nonsense Guide to Spotting Crypto Scams
Crypto scams took an estimated $17 billion globally last year, with $11.4 billion in US losses reported to the FBI. The main types are phishing, rug pulls, pig butchering, impersonation and deepfakes, fake wallets and exchanges, and address poisoning. Transactions are irreversible, so prevention is on you: never share a seed phrase, verify full addresses, check liquidity locks and audits, and distrust urgency.
16 min read/Heidi ChakosBitcoinBitcoinWhat Is Bitcoin? A Complete Guide for Beginners
Bitcoin is digital money that no company, bank or government runs. A network of independent computers keeps a shared record of every transaction, ownership is proved by a private key rather than an account, and the supply is capped at 21 million coins so no one can create more. It has run continuously since January 2009.
Toby CunninghamBitcoinBitcoinThe Cypherpunk Movement: Origins, Manifesto & Enduring Legacy
The cypherpunk movement was a loose network of cryptographers and privacy activists, emerging in the late 1980s and organised around a 1992 mailing list, who argued that strong encryption rather than legislation was the only reliable defence against surveillance. Eric Hughes' 1993 manifesto framed privacy as code. The Bitcoin whitepaper cites members' work, and Hal Finney received the first Bitcoin transaction.
Heidi ChakosNow go and use it.
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